Senior Underwriter - Life Sciences

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.

Role Purpose:

To underwrite and grow a profitable International Life Sciences portfolio in line with The Hartford Syndicate business plan across International/Lloyd’s, London, and UK markets. Provide underwriting advice, structure appropriate coverage, and secure business at a competitive premium.

Key Accountabilities:

• Build and maintain an understanding of Life Sciences risks and exposures (e.g., drug manufacturing/API, clinical trials, medical devices/products, and contract research organisations).

• Underwrite the renewal portfolio in line with appetite, authority, and performance targets.

• Help develop and deliver the Life Sciences marketing strategy.

• Use underwriting tools (including rating models and exposure assessments) to support risk selection and pricing decisions.

• Identify, develop, and secure new business through London Market distribution channels and international broker networks.

• Support the Head of International Environmental & Life Sciences in expanding Life Sciences underwriting activity across group offices and Lloyd’s operations.

• Support travel and marketing activity to promote The Hartford brand to new and existing clients and brokers.

• Meet group standards for risk analysis, risk selection, technical pricing, and renewal rate monitoring.

• Ensure compliance with The Hartford best practices and all applicable Lloyd’s and local regulatory requirements.

• Provide monthly management updates on portfolio performance against plans and budgets.

• Monitor claims activity within the Life Sciences portfolio and coordinate with Claims as required to support appropriate outcomes.

• Contribute to monthly, quarterly, and annual underwriting performance reporting, as required.

Qualifications & Capabilities:

• ACII qualified (or working towards), and/or degree-level education.

• Sound knowledge of general insurance and underlying principles.

• Commitment to develop insurance and related knowledge through formal and informal learning.

• Ability to build and maintain effective relationships with internal and external customers.

• Ability to prioritise and organise workload effectively.

• Strong attention to detail.

• Strong teamworking skills, with the ability to work independently when required.

• Flexibility and adaptability.

• Clear written and verbal communication skills.

• Experience identifying and implementing process improvements.

Experience:

• Demonstrable experience of relevant underwriting or broking experience.

• Demonstrated technical capability and understanding of Life Sciences liability and/or E&O exposures, or comparable complex liability/E&O classes.

• Strong market-facing and broker relationship skills, including new business production.

• Strong interpersonal skills and the ability to operate independently within a small team.

This role will be based in London, UK and you are required to have the necessary right to work details prior to application.