Underwriter I - Group Reinsurance Plus

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.   

Here, doing things the way they’ve always been done isn’t a part of the job. Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose. 

We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests. Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more.

A new role can expand your knowledge and your network, and help you learn more about our business. If you think this opportunity is a fit for your career you should apply. If you are not sure you can have a conversation with your manager. 

The Underwriter I will be part of the Group Reinsurance Plus underwriting team with responsibility for group Disability and Life case presales, sold new business, renewals, and in force business opportunities which will help to build and sharpen skills.

In this role you will be working with client company underwriters to negotiate rates and ensure profitability on assigned business, within established underwriting guidelines and authority levels.

We’ll Be a Good Match if You Have:

• A customer-first mindset, putting our customers at the center of everything you do.

• A passion for making decisions through both analyzing data and employing critical thinking skills.

• A team spirit and desire to work collaboratively.

• A financial mindset to help make the best decisions.

• Ability to own your work and follow through on commitments.

• Ability to decipher and execute within a fluid and changing business environment.

In this role, you will have an opportunity to: 

• Learn the intricacies of rating and building plan designs.

• Work with pricing tools and provide risk management and pricing support for GRP client company staff.

• Develop emerging underwriting skills and consistent technical proficiency of underwriting guidelines and underlying risk management philosophy

Underwriting skills and capabilities to include:

• Underwrites pre-sale, sold new business and renewal groups of up to 500 lives.

• Demonstrates understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance.

• Applies all Group Reinsurance Plus underwriting guidelines when making decisions.

• Understands pricing tool outputs, key concepts, and the logic behind how the tools work.

Qualifications:

• Minimum of 1+ years of Group Benefits Underwriting, or related experience is required.

• Proficiency in manually rating group LTD, STD, Life and AD&D coverage.

• Basic proficiency in experience rating STD and LTD lines where applicable.

• Ensure data integrity reports are promptly completed.

• Establishes solid relationships with all internal and external business partners.

• Works directly with GRP client company underwriting and sales personnel on presales, new business, renewal, and service issues.

• Negotiates prices and benefit options with GRP client company underwriters.

• Focus on development of presentation skills for internal underwriting discussions.

• Strong communication, presentation, interpersonal, analytical and research skills.

• Solid MS Office Knowledge (Microsoft Excel formulas, Word, PowerPoint).

Hybrid:

This role will have a Hybrid work schedule, with the expectation of working in an office 3 days a week (Tuesday through Thursday).

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age