Regional Account Underwriter II

We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future.   

We’re in the business of helping people achieve amazing things by protecting the things that matter most. And you can help us when you join our team of underwriters. They’re at the center of everything we do – and by joining us, you’ll be on a team known throughout the industry for providing our customers with just the right amount of coverage they need to pursue their unique interests.

Your underwriting career here means collaboration, inclusivity, innovative thinking and so much more. Here, doing things the way they’ve always been done isn’t a part of the job.

Here, you’ll be putting your creative insights to work with other underwriters and leaders, having a seat at the table with key decision makers. And you’ll have any number of opportunities for your career to grow in whatever direction you choose.

We’ll Be a Good Match if You Have:

• A customer-first mindset, putting our customers at the center of everything you do.

• A passion for making decisions through both analyzing h data and employing critical thinking skills.

• A team spirit and desire to work collaboratively.

• A financial mindset to help make the best decisions.

• Ability to own our work and following through on commitments.

• Ability to decipher and execute within a fluid and changing business environment.

• An understanding of how to build relationships and trust among diverse groups.

• The ability to advance their careers into technical OR leadership positions.

Qualifications:

• Bachelor’s Degree strongly preferred, or equivalent combination of education, training, and experience.

• 3 + years of P&C OR Employee Benefits underwriting experience.

• Demonstrated success in developing and maintaining solid relationships with all internal and external business partners.

• Excellent communication, interpersonal and presentation skills

• An ability to think analytically about business problems, make recommendations and propose solutions.

• High energy self-starter, who is resilient and has an entrepreneurial spirit.

• Demonstration of solid time, organizational, and desk management skills

• Goal-oriented and delivers outcomes.

• Ability to challenge the status quo and compete to win.

• Superior technical knowledge and sound decision-making and analytical skill

Job Description:

• Moderate level of proficiency in underwriting skills established underwriting both RA and PA cases as required

• Underwrites cases from 1,000 to 5,000 lives

• Works directly with Sales, Brokers and Field personnel on new business, renewal and service issues.

• Applies all GBD Underwriting guidelines when making decisions

• Proficient knowledge of laws, regulations and governance.

• Demonstrates understanding of the elements of pricing including risk factors, manual rates, risk classification, pricing targets and reinsurance.

• Negotiates prices and benefit options with the sales team and brokers

• Established and effective presentation skills for internal underwriting discussions as well as potential external client discussions

This role can have a Hybrid or Remote work schedule.  Candidates who live near one of our office locations will have the expectation of working in an office 3 days a week (Tuesday through Thursday).   Candidates who do not live near an office will have a remote work schedule, with the expectation of coming into an office as business needs arise. 

Compensation

The listed annualized base pay range is primarily based on analysis of similar positions in the external market. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role. The base pay is just one component of The Hartford’s total compensation package for employees. Other rewards may include short-term or annual bonuses, long-term incentives, and on-the-spot recognition. The annualized base pay range for this role is:

Equal Opportunity Employer/Sex/Race/Color/Veterans/Disability/Sexual Orientation/Gender Identity or Expression/Religion/Age